2014 was the biggest year for job creation in the US since 2000, improving the economy and consumer confidence. But even though interest rates have remained low, first-time home buyers have still had a difficult time being able to afford a house. The main stumbling block has not been monthly mortgage payments, but finding cash for down payments and the confidence to make such a big investment. 

However, over the past year more 25-34 year olds are finding jobs, with that trend continuing into 2015. Fannie Mae and Freddie Mac have also clarified their qualification standards, making it easier for first-time buyers to get qualified for a mortgage loan. There are also new low down payment programs in place, making buying a home even easier.

The FHA has also made a change to mortgage insurance premium rates: it's been reduced from 1.35% to 0.85%. This change will make a big difference to first-time buyers.

If you are looking to purchase a PA horse property in 2015, the stars are aligning in your favor. The job market has shown great improvement, interest rates are still very low, and government agencies are making changes in order to encourage first-time home buyers to take the leap. Contact Cindy Stys Equestrian & Country Properties, Ltd. today to get started buying your first PA horse property. 

Eastern PA Horse Property Specialists – Call Us Today! ( 610) 849-1790

Our extensive knowledge of the eastern PA horse properties for sale market allows us to guide our clients intelligently. Whether you are looking to buy, sell or invest, we have one mission – to provide you with exceptional customer service throughout the entire transaction. We assist buyers and sellers within the following eastern Pennsylvania counties:

For sellers, we also offer property evaluations and have acquired the knowledge over the years of how to effectively perform an accurate market analysis of PA horse farms for sale, general farms and PA back yard horse properties. Please give us a call today or fill out our online contact form and let us know how we can best assist you with your eastern PA horse property real estate needs!

Cindy Stys, Broker/owner
The Premier Equine Realty Firm Serving Eastern PA
Tel.: 610-849-1790
720 Smith Hill Rd
Stroudsburg, PA 18360